Petal 2 Cash Back, No Fees Visa Credit Card
Because it approaches credit card applications differently, WebBank’s Petal 2 “Cash Back, No Fees” Visa Credit Card is simpler to be approved for. Petal may require you to link bank accounts during the application process so that it can assess your creditworthiness in addition to your credit history. Then, WebBank examines your bank records and additional information, like earnings and bill-paying history, to evaluate your eligibility.
For applicants who might not have a credit history, this is very advantageous. However, the lending decision does take into account your credit history if you do have one.
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