Your medical bills and other potential out-of-pocket expenses following an accident can be covered by accident insurance. This covers any necessary emergency care, hospital stays, medical examinations, and additional costs you might incur, like travel and hotel requirements. Accident insurance can offer protection that bridges the gap between medical insurance and other types of insurance, such as automobile or employment-related insurance. What is personal accident insurance? An annual policy known as personal accident insurance, or PA insurance, offers benefits if injuries, disabilities, or fatalities are entirely brought on by violent, accidental, external, and visible events. It is distinct from medical…