Author: Arpita Patel

Access to credit is no longer limited to salaried professionals with fixed monthly incomes. In recent years, lenders in India have created financial products designed for independent earners, entrepreneurs, and freelancers. For many, self-employment offers freedom and growth opportunities, but it also comes with irregular income patterns. Traditional banks and financial institutions often hesitate when extending credit to this segment, which is why understanding the process is crucial. This blog explains how to secure an easy personal loan for self-employed individuals. It covers documentation, approval factors, challenges faced, and practical borrowing tips. Why Self-employed Individuals Seek Personal Loans Personal loans…

The best laptops under ₹60,000 in 2025 truly strike the right balance between budget and performance. At this price range, you get specifications that deliver reliable performance for everyday computing, as well as mid-range and even moderately demanding workloads. Now, what makes them reliable is the value they deliver, such as efficient processors, advanced graphics support, AI capabilities, long battery life, and effortless multitasking. Beyond performance, leading tech brands, such as ASUS, also offer premium features for convenience, from touchscreen laptop models to 2-in-1 flip laptops without overspending. So, which specifications define the best laptops under ₹60,000, and how do…

If you are planning a Goa trip but worried about expenses, here’s the truth: you can explore Goa on a budget without missing the fun. A Goa budget trip is not only possible but also one of the most enjoyable ways to see this coastal paradise. Whether you want a Goa trip under 5000, a budget Goa travel guide for friends, or an affordable Goa trip for couples, this detailed guide will help you plan everything smartly. From cheap stays and local food to transport hacks and free things to do, I’ll share practical Goa travel tips that I’ve personally…

If you are searching for Neetu Bisht Biography, Wiki, Age, Height, Instagram, YouTube, Lifestyle, and Net Worth, you are in the right place. Neetu Bisht is a popular social media influencer, content creator, and model who has gained massive fame through her Instagram reels, YouTube videos, and lifestyle vlogs. She is admired for her beauty, fashion sense, and her inspiring success story. In this article, you will find Neetu Bisht full details, including her early life, family, personal life, career journey, and more. This is a beginner’s guide-style article written in simple language so that anyone, whether a new fan…

Srikanth Bolla is a name that inspires millions. He was born visually impaired, yet he rose to become one of India’s most respected entrepreneurs. He is the founder and CEO of Bollant Industries, a company that produces eco-friendly packaging while employing people with disabilities. He is also the first international blind student at the Massachusetts Institute of Technology (MIT). If you are looking for Srikanth Bolla biography, life story, career, education, achievements, or his success journey, this detailed guide will answer all your questions. Who Is Srikanth Bolla? Srikanth Bolla is a blind entrepreneur, industrialist, and social reformer from India.…

When managing long-term financial goals, many homeowners often require extra funds for expenses such as home renovations, children’s education, or medical needs. A Home Loan top-up can be a useful option in such cases, as it allows borrowers to access additional funds over and above their existing Home Loan at competitive interest rates. However, before applying, it is important to understand the documents required for a Home Loan and how being prepared with the right documents can help ensure a smooth process. What Is a Home Loan Top-Up? A Home Loan top up is an additional borrowing facility provided on…

When people hear the term “investment,” they may believe it is complicated or reserved solely for the wealthy. The truth is that investing is simply putting your money to work to grow over time. It is about making decisions today that will lead to financial security tomorrow. Knowing what is investment is the first step to building wealth and protecting yourself against inflation. Without investment, your money will lose value over the years simply because the cost of living increases. However, the goal is for your investments to help you achieve significant goals, such as purchasing a house, planning for…

Preparing for competitive exams such as NEET and JEE 2026 can feel overwhelming. Annually, lakhs of hopefuls compete to secure seats in top medical and engineering colleges. Thus, the pressure to be amongst the highest scorers at the exams is high. Hard work translating into success could depend a lot on the study material you use. High-quality study material provides you with a systematic, well-framed, and assessment-centred preparation. In this article, we will discuss how the right study material can positively reflect your preparation, along with why practising study material like JEE and NEET previous year papers is essential to…

A warm shower can be one of the most indulgent parts of your day, a little slice of calm before the chaos begins, or a soothing end to a long one. And behind the luxurious comfort is a silent workhorse: your electric geyser. It is the kind of appliance you rarely think about until something goes wrong. While many of us focus on how fast a water heater warms, we often overlook the most critical element: safety. In modern homes, where design meets technology, electric water heaters are expected to offer not only utility but also reassurance. Because when you…

For most families, taking care of elderly members is both a responsibility and an emotional commitment. Medical care forms a big part of that responsibility. The older we get, the more we are likely to need hospital visits, regular tests, and specialist treatments. That is why health insurance for senior citizens is not just a product to buy, it is a safety net that ensures timely medical care without draining years of savings. One of the most critical choices in such policies is the sum insured. Pick too low a number, and you risk paying a big part of the…