Payment Gateways plays a vital role when it comes for making any transactions through credit card or for the electronic payments like Internet Banking, Debit Card etc. These facilities are very important for the home based Internet payments.
Payment Gateways in India for eCommerce Ventures
Generally the role of the payment gateway is like between bank and the mobile application. Like when a person makes a payment, the merchant’s website sends the details of the credit card to the preferred payment gateway. And then the gateway look for the validation of the details with the bank and the money transfers from the preferred account to the account of merchants.
But as you will do your transaction through the payment gateway you should know about the best Payment Gateway in India for Online Business.
Best Payment Gateways in India – That you can try for your Payment methods.
PayKun
PayKun Payment Gateway is becoming famous among merchants due to its fast onboarding and free integration service. The set-up fee and annual maintenance charge is zero.
The transaction charge is flat 2% for all the payment modes. Their customer support service is very responsive in solving the issues. It provides fast settlement of transactions and has the most successful transaction rate.
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PayU India
PayU is one of the leading payments Gateway in India. With its huge customer satisfaction PayU is on the top of the list in e-commerce like Jabong and Snapdeal and they are their clients. This gateway offers four pricing systems that have aspects like Risk Management System, Mobile Optimized payment page, IVR and many more.
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Razorpay
It is the new platform that stated in India. It has a given a complete revolution to the online payment procedures by their good privacy and secure methods of payments. These methods are easy to integrate the APSs which enhance the business to extend its transactions.
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PayPal
This Gateway processes more than 7 millions of transactions every day. It is one of the renowned payment gateways in the world. The process for making payment through it is very easy. It can cover up to 26 currencies around the world. By PayPal you can upload cheques through the camera of your mobile. It has more than 130 million accounts.
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Google Wallet
As everyone is familiar with the word Google now Google has started Google Wallet to send and receive money. The person whose Google Wallet Card is linked with the users account can use these method for their business. You also can send and receive money via Gmail attachments also. It is vital gateway for an e-commerce business.
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Direcpay
It is one of the secure ways of gateway used for payment. The security like Norton makes it easy for the integration in e-commerce business. The registration process is very simple by which you can make flexible payment. It also has an EMI option too. But it needs 5 days to get activated.
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Citrus Pay
These kinds of Payment Gateways are used for making the payment in quick and secure way. The Citrus need a scanned copy of the documents and hard copy too for getting signing in to it. These kinds of gateways are ideal for the small entrepreneur also.
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CC Avenue
The CC Avenue is one of the global gateway platforms in India and it has more than 80% of e-commerce business running in this engine. This gateway has more than 100 payment options available like Audit, Multiple Currency Processing etc.
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EBS Payment Gateway
EBS Payment Gateway offers secure payment methods. Though it is French based company but also have office in india too. They offers various plans and also commission rates are there for internet banking and the credit card starts rates starts from 2.75% to 3.75%. The setup fee is Rs 11,999 and annually you have to pay 2,400.
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Pay Zippy
This payment gateway offers easy interface in your website. They have several renowned platforms which include WordPress, Magneto etc. You can also integrate PayZippy through its app. The PayZippy API will protect you to do seamless combination of payment gateways in the app.
Instamojo
This Payment Gateway has started in the year 2012 and it offers for collecting payments of goods. But they also collect payments for eBooks, reports, tickets etc. The setup part of this gateway is very easy.
They also have features like instant on boarding facilities. The setup and the annual maintenance charges is zero and the transaction is only 1.9%. You can list the services by creating a payment link by yourself.
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Now you have already understood that what the main facts of Payment Gateways are. As these methods play a vital role for the merchants and the eCommerce industries for getting the secure and flexible method of payment choose the above payment methods mentioned here. Just make your choice in a perfection manner so that you don’t face any problem during the transactions.
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2 Comments
Outstanding content on payment gateway i learned lot of things about it.
Thanks a lot !
Hey Harshil,
A payment gateway is an e-commerce element that really allows a customer to use internet transactions via credit or debit cards securely. A bad payment gateway results in bad payment options, ultimately leading to a decline in the total sales.
CCAvenue is one of the largest payment gateway in India, offering wide range of payment options. You have shared amazing collection of Payment gateways and from my best knowledge they are really great for secure transaction. Eventually, thanks for sharing your worthy thought with us.
With best regards,
Amar kumar