Note (September 2026): This list previously gave outdated staff and asset figures and named Balboa Insurance as a Bank of America subsidiary, although Bank of America sold Balboa to QBE in 2011; it also did not say that PersonalLoans.com is a referral service rather than a lender, or that Credit Suisse and Barclays are not US companies.
The best-known US finance companies are JPMorgan Chase, Bank of America, Citigroup, Wells Fargo, Goldman Sachs, Morgan Stanley and Berkshire Hathaway. JPMorgan Chase is the largest bank in the United States, with about $4.4 trillion in total assets (2026). This list also covers PersonalLoans.com, a loan-referral website, and two foreign banks, Credit Suisse and Barclays.
Key Takeaways
- JPMorgan Chase is the largest US bank, followed on this list by Bank of America ($3.41 trillion in assets, 2025), Citigroup ($2.35 trillion, 2024) and Wells Fargo ($2.15 trillion, 2025).
- Goldman Sachs and Morgan Stanley are New York investment banks; Berkshire Hathaway is an Omaha-based conglomerate whose core is insurance.
- Greg Abel succeeded Warren Buffett as CEO of Berkshire Hathaway on 1 January 2026.
- PersonalLoans.com is not a lender: it refers loan requests to lenders in its network.
- Credit Suisse (now part of UBS) and Barclays (London) are not US-headquartered.
Finance companies in the United States offer a wide range of financial services to households and business owners. Banks, private equity firms, venture capitalists, and other financial institutions are some of these businesses. They help firms manage cash flow and investments, facilitate mergers and acquisitions, and support the formulation and implementation of corporate strategy. They also provide finance for new businesses.
Finance Companies In USA – List of Top Finance Companies In USA
Although banks still provide the majority of company funding in the US, alternative lenders are becoming more popular. Online loan providers, peer-to-peer lending platforms, and crowdfunding websites are all ways that businesses can get finance. Online applications are often faster than a traditional bank loan, but rates and fees vary widely, so borrowers should compare the annual percentage rate (APR) and the total cost before accepting any offer.
Here is a list of ten well-known finance companies, with their status checked in September 2026. Seven are large US-headquartered financial groups, PersonalLoans.com is a US loan-referral website, and Credit Suisse (Switzerland, now part of UBS) and Barclays (United Kingdom) are foreign banks.
PersonalLoans.com
PersonalLoans.com is not a lender. According to its own website disclosures (checked September 2026), it is an advertising referral service that passes loan requests to lenders in its network; if a lender approves the request, funds can arrive as soon as the next business day.
The site says loans in its network range from $250 to $35,000, with APRs that generally range from 5.99% to 35.89% and terms from 61 days to 96 months; the rate a borrower is offered depends on credit history, loan amount and state.
In addition to connecting borrowers and lenders, PersonalLoans.com lets users review the offer a lender makes. The site states that it is paid by the lenders it connects users with and that this may affect which offer is shown, so an offer from it is not necessarily the cheapest available.
Goldman Sachs
A global investment banking, securities, and investment management company, Goldman Sachs offers a variety of financial services to a clientele that is diverse and includes businesses, governments, institutions, and private citizens.
Founded in 1869 by Marcus Goldman and headquartered at 200 West Street in New York City, Goldman Sachs has locations in all of the world’s principal financial hubs. Goldman Sachs is led by chairman and CEO David Solomon and reported revenue of about $58.3 billion, total assets of about $1.81 trillion and about 47,400 employees for 2025. Investment banking, securities services, asset management, wealth management, retail banking, and investment management are the company’s main lines of operation. Goldman Sachs has been pulling back from consumer lending: in January 2026 it began transitioning the Apple Card program, which it had issued since 2019, to JPMorgan Chase.
Along with conventional debt and equity instruments, Goldman Sachs also gives its clients access to a variety of alternative assets. One of the most reputable and prosperous financial institutions in the world, Goldman Sachs offers comprehensive guidance and services to a wide range of international clientele.
Berkshire Hathaway
Berkshire Hathaway is an American conglomerate holding company headquartered in Omaha, Nebraska. Warren Buffett took control of the company in 1965 and ran it for six decades; Greg Abel succeeded him as CEO on 1 January 2026. Public sources describe Buffett’s board title after the handover differently, so check Berkshire Hathaway’s own website for the current chairman.
Berkshire Hathaway traces its roots to the Valley Falls Company, a textile business founded in 1839. Berkshire Hathaway remains one of the biggest publicly traded firms in the world, with revenue of about $371.4 billion, total assets of about $1.22 trillion and about 387,800 employees in 2025.
Notable companies like GEICO, Dairy Queen, Fruit of the Loom, and Duracell are among its subsidiaries. Insurance, including GEICO, is the core of Berkshire Hathaway’s businesses; other large holdings include BNSF Railway, NetJets, Clayton Homes and electric power and natural gas operations.
JP Morgan Chase
Headquartered at 270 Park Avenue in New York City and led by chairman and CEO Jamie Dimon, JPMorgan Chase & Co. is the largest bank in the United States, with total assets of about $4.4 trillion and about 318,500 employees (2026 figures). JPMorgan Chase says its consumer bank serves 80 million individuals, families and businesses. The business is a pioneer in commercial banking, asset management, private equity, and financial services for individuals and corporations.
Under its J.P. Morgan and Chase brands, JPMorgan Chase & Co. provides services to millions of customers in the United States as well as many of the most prestigious corporate, institutional, and government clients worldwide.
JPMorgan Chase describes itself as having more than 225 years of history, although the current company was formed in 2000. In January 2026 it began taking over the Apple Card program from Goldman Sachs. The company, one of the country’s oldest financial organizations, has had the privilege of seeing and taking part in some of the most significant historical events.
Bank of America
With a 240-year history, Bank of America is one of the country’s oldest financial firms. However, BankAmerica and NationsBank combined in 1998 to establish Bank of America, which became the country’s first coast-to-coast bank.
Bank of America introduced BankAmericard in 1958, one of the first general-use credit cards with revolving credit, credit limits and floor limits; the card was renamed Visa in 1977.
Headquartered in Charlotte, North Carolina, and led by chairman and CEO Brian Moynihan, Bank of America says it serves more than 69 million clients, with about 3,500 retail financial centers and operations in more than 35 countries and jurisdictions (company overview, checked September 2026). Its subsidiaries include Merrill and BofA Securities. Balboa Insurance Company is no longer part of the group: Bank of America agreed in February 2011 to sell the Balboa business to Australia’s QBE Insurance Group and completed the sale in June 2011.
Citigroup
A global investment bank and financial services company, Citigroup was created in October 1998 through the merger of Citicorp and Travelers Group. Citigroup is headquartered at 388 Greenwich Street in New York City and has been led by CEO Jane Fraser since March 2021.
Citigroup says it does business in more than 180 countries and jurisdictions and describes itself as a personal bank in its home market of the United States (company statement, February 2026). Its consumer footprint abroad has shrunk: in 2021 Citi announced exits from consumer banking in 13 markets, largely in Asia, keeping Hong Kong and Singapore in the region. In Mexico, Citi sold a 25% stake in its Banamex unit to Fernando Chico Pardo in December 2025 and in February 2026 agreed to sell a further 24% to investors, keeping 51% that it plans to monetize through a public listing.
Citigroup had about 229,000 employees and total assets of about $2.35 trillion in 2024, and it offers clients loan, deposit, investment banking, brokerage, and wealth management services. Citibank is its best-known subsidiary.
Wells Fargo
During the Gold Rush in 1852, Wells Fargo was founded to offer banking services to the West and to connect it to the rest of the nation through shipping and transportation services.
The business expanded until it controlled the biggest stage line in the world and turned into the first countrywide express firm. The stagecoach and horses in the Wells Fargo emblem are a nod to this heritage.
As a provider of banking, credit card, loan, mortgage, and other financial services, Wells Fargo now has more than 70 million customers. Wells Fargo is headquartered in San Francisco, is led by CEO Charles Scharf, and reported total assets of about $2.15 trillion and about 205,000 employees for 2025. In June 2025 the Federal Reserve lifted the asset cap it had imposed on Wells Fargo in February 2018 after the bank’s account fraud scandal. Its businesses include Wells Fargo Advisors, its brokerage and wealth-management arm.
Morgan Stanley
A global investment bank and provider of financial services, Morgan Stanley is based in New York City. Morgan Stanley was founded on 16 September 1935 by Henry Sturgis Morgan and Harold Stanley and has offices in 42 countries. Corporations, institutional investors, governments, and individual investors are all served by Morgan Stanley, which is led by chairman and CEO Ted Pick.
They primarily engage in asset management, wealth management, prime brokerage, securities underwriting, equity research, sales and trading, mergers and acquisitions advising, and investment banking. Along with money management, lending, and other financial services, the organization also offers investments and portfolio management services.
About 83,000 people worked for Morgan Stanley in 2025, when the firm reported revenue of about $70.6 billion and total assets of about $1.42 trillion. It is one of the largest wealth managers in the world and one of the biggest banks in the US. Morgan Stanley expanded that business by acquiring E*Trade, completed in October 2020, and Eaton Vance, completed in March 2021.
Credit Suisse
Update: Credit Suisse no longer operates as an independent bank. After a crisis in March 2023, UBS agreed to take it over, and the merger was completed on 12 June 2023. The description below reflects the bank before the takeover. Leading international provider of financial services, Credit Suisse was based in Zurich, Switzerland. To corporate, private, and institutional clients around the world, it offered a range of banking and financial services. Credit Suisse was a Swiss bank, not a US finance company. Asset management and investment banking are the company’s two main business divisions.
Before the takeover, Credit Suisse employed approximately 48,000 people in more than 50 nations. Private Banking & Wealth Management and Investment Banking are two separate business segments operated by Credit Suisse. In order to suit its clients’ financial demands, its Private Banking & Wealth Management section offers them specialized advice, products, and services. The division’s investment banking, on the other hand, provides a broad array of banking and capital markets services.
Additionally, Credit Suisse provides a range of specialist services, including consulting services for mergers and acquisitions, fixed-income securities trading, and equities research.
Barclays
Barclays is a global provider of financial services with its main office at One Churchill Place, Canary Wharf, in London, England. Barclays is a British bank, not a US company; its US businesses include Barclays Bank Delaware, which issues co-branded, small business and private label credit cards. Barclays operates in more than 40 countries, employs about 100,000 people (2026) and is led by CEO C. S. Venkatakrishnan.
Retail banking, investments, corporate banking, credit cards, wealth management, and insurance are just a few of the banking and financial services and products that Barclays provides. Additionally, Barclays provides trading, private banking, and investment banking, and other services to both retail and institutional clients.
One of the world’s oldest financial companies, Barclays was established in 1690 and has been running continuously for more than 330 years. One of the first international banks in Europe in the 19th century was Barclays. It has created business activities throughout various nations and areas, including those in Africa, Asia Pacific, the Americas, and Europe, over the years, although in 2017 it began selling down its African subsidiary to refocus on the UK and the US.
How Do the Top US Finance Companies Compare?
The table below compares the companies on this list by headquarters, founding year, leader and size. Figures are the latest full-year numbers available in September 2026 and are labeled with their year; PersonalLoans.com is a referral website, so asset and staff figures do not apply.
| Company | Headquarters | Founded | Chief executive | Total assets | Employees |
|---|---|---|---|---|---|
| JPMorgan Chase | New York City | 2000 (roots over 225 years) | Jamie Dimon | about $4.4 trillion (2026) | about 318,500 (2026) |
| Bank of America | Charlotte, North Carolina | 1998 (roots to 1784) | Brian Moynihan | about $3.41 trillion (2025) | about 213,000 (2025) |
| Citigroup | New York City | 1998 | Jane Fraser | about $2.35 trillion (2024) | about 229,000 (2024) |
| Wells Fargo | San Francisco | 1852 | Charles Scharf | about $2.15 trillion (2025) | about 205,000 (2025) |
| Goldman Sachs | New York City | 1869 | David Solomon | about $1.81 trillion (2025) | about 47,400 (2025) |
| Morgan Stanley | New York City | 1935 | Ted Pick | about $1.42 trillion (2025) | about 83,000 (2025) |
| Berkshire Hathaway | Omaha, Nebraska | 1839 (as Valley Falls Company) | Greg Abel | about $1.22 trillion (2025) | about 387,800 (2025) |
| PersonalLoans.com | United States (online) | Not verified | Not verified | Not applicable (referral service) | Not verified |
| Credit Suisse | Zurich, Switzerland | Merged into UBS in June 2023 | Not applicable | Not applicable | Not applicable |
| Barclays | London, England | 1690 | C. S. Venkatakrishnan | about £1.54 trillion (2025) | about 100,000 (2026) |
Which Companies on This List Are Not US Finance Companies?
Three entries are not large US-headquartered financial groups. Credit Suisse was a Zurich-based Swiss bank that UBS absorbed on 12 June 2023. Barclays is a British bank headquartered in London, with US card operations through Barclays Bank Delaware. PersonalLoans.com is a US website but not a lender: its disclosures say it is an advertising referral service paid by lenders in its network, so borrowers deal with, and repay, the lender directly.
What Changed at These Companies Recently?
- Berkshire Hathaway: Greg Abel succeeded Warren Buffett as CEO on 1 January 2026, after Buffett announced his retirement as CEO in May 2025.
- Goldman Sachs and JPMorgan Chase: in January 2026 Goldman Sachs began transitioning the Apple Card program to JPMorgan Chase.
- Citigroup: Citi closed the sale of 25% of Banamex to Fernando Chico Pardo in December 2025 and agreed in February 2026 to sell another 24% to a group of investors ahead of a planned listing.
- Wells Fargo: the Federal Reserve lifted the asset cap on Wells Fargo in June 2025, more than seven years after imposing it in February 2018.
- Credit Suisse: the bank was absorbed by UBS in June 2023.
What Types of Finance Companies Are There in the USA?
US finance companies fall into a few broad groups, and the right one depends on what a person or business needs. For a wider explanation, see this guide to the different types of banks.
- Universal banks such as JPMorgan Chase, Bank of America, Citigroup and Wells Fargo take deposits, lend to consumers and businesses, and run investment banking arms.
- Investment banks and wealth managers such as Goldman Sachs and Morgan Stanley focus on advising companies, trading securities and managing money for institutions and wealthy clients.
- Conglomerates and insurers such as Berkshire Hathaway own operating businesses and invest insurance premiums; Berkshire is widely studied by followers of value investing.
- Online loan marketplaces such as PersonalLoans.com connect borrowers with lenders but do not lend money themselves.
- Private investors, including venture capital firms and angel investors, fund young companies in exchange for equity rather than loan repayments.
How to Choose a Finance Company for a Loan
- Decide what you need. A mortgage, a business credit line and a small personal loan are usually best compared among different types of providers.
- Check who actually lends the money. Marketplace websites pass applications to partner lenders, so the lender named in the final agreement is the company you will repay.
- Compare the APR, not only the interest rate. The APR includes fees and shows the yearly cost of borrowing. Read about the factors that affect a personal loan interest rate before applying.
- Know your credit position. Lenders price loans on credit history, so it helps to understand what a credit score is and how it is calculated.
- Read the full agreement. Check repayment terms, late fees and any prepayment charges before signing.
Frequently Asked Questions
What is the largest finance company in the USA?
JPMorgan Chase is the largest bank in the United States, with total assets of about $4.4 trillion in 2026. JPMorgan Chase is headquartered in New York City and is led by chairman and CEO Jamie Dimon.
Is Berkshire Hathaway a finance company?
Berkshire Hathaway is a conglomerate holding company rather than a bank, but insurance, including GEICO, is the core of its business. Berkshire Hathaway also owns BNSF Railway, energy businesses and many consumer brands.
Who runs Berkshire Hathaway now?
Greg Abel has been CEO of Berkshire Hathaway since 1 January 2026, when he succeeded Warren Buffett. Buffett had led the company since taking control in 1965.
Is PersonalLoans.com a direct lender?
No. PersonalLoans.com states that it is not a lender and does not make credit decisions; it refers loan requests to lenders in its network, which set the rate and terms.
Does Credit Suisse still exist?
Credit Suisse no longer operates as an independent bank. UBS took it over after a crisis in March 2023 and completed the merger on 12 June 2023.
Is Barclays an American bank?
No. Barclays is a British bank headquartered in London and founded in 1690. Barclays does have US operations, including Barclays Bank Delaware, which issues credit cards.
