Quick answer: The Capital One Walmart Rewards Card no longer exists. Walmart and Capital One ended their partnership on 24 May 2024, and eligible accounts were converted to the Capital One Quicksilver Mastercard — so if you are trying to log in to an old Walmart card, sign in at capitalone.com and look for your Quicksilver account. Walmart’s current credit card programme is run by OnePay with Synchrony Bank as issuer, on the Mastercard network, and is accessed through the OnePay app.
Last verified: 10 September 2026. The end date of the Capital One partnership, the conversion of accounts to Quicksilver, the rewards transfer rate and the current OnePay and Synchrony arrangement were checked on this date. Card terms are set by the issuer and change without notice — confirm anything specific to your account with the issuer directly.
What Happened to the Walmart Credit Card
This page gets a lot of visitors trying to log in to a card that has changed twice. Here is the sequence.
| When | What happened |
|---|---|
| Until 2019 | Synchrony Bank issued Walmart’s store cards for close to two decades. |
| 2019 | Walmart moved the programme to Capital One — the Capital One Walmart Rewards Mastercard and a Walmart-only store card. |
| 24 May 2024 | The Capital One partnership ended. Walmart had sued to exit early, and a judge allowed it over service failures including slow replacement cards and payment processing. |
| Sept 2024 – early 2025 | Eligible accounts were converted on a rolling basis to the Capital One Quicksilver Mastercard. |
| 2025 onwards | Walmart’s new programme launched through OnePay, the fintech part-owned by Walmart, with Synchrony Bank as exclusive issuer on the Mastercard network. |
If You Had a Capital One Walmart Card
Your account did not disappear. It was converted, and several details matter:
- Where to log in: capitalone.com, the same as before. Your account now appears as a Quicksilver card rather than a Walmart card.
- What it earns now: Quicksilver pays 1.5% unlimited cash back with no annual fee, replacing the Walmart-specific earning tiers.
- Your old rewards: balances were transferred to the new card at one cent per point.
- Your credit file: Capital One treated this as a product conversion, not a new account. That means no new hard inquiry, and your account age and payment history carried across — which matters, because a closed old account would have cost you both.
- The store-only card: the Walmart-only Rewards Card was part of the same conversion. It no longer works as a Walmart store card.
If you never received a replacement card, or your account does not appear when you sign in, contact Capital One using the number on the back of your card or on your statement rather than a number found in a search result.
If You Want a Walmart Card Today
The current programme is not a Capital One product. It runs through OnePay, with Synchrony Bank as the issuer and Mastercard as the network. Two products were announced: a general-purpose card usable anywhere Mastercard is accepted, and a private label card for use only at Walmart.
Applications and account management run through the OnePay app rather than a Walmart-branded web portal, which is the main practical difference from the old arrangement. Check current terms, rates and rewards in the app or with Synchrony before applying — a new programme’s introductory terms change often, and we are not going to quote a rate here that may be out of date by the time you read it.
How to Log In and Manage a Converted Account
Signing In at Capital One
- Go to capitalone.com.
- Enter your username and password — the credentials from your Walmart card still work, because the account was converted rather than replaced.
- Complete the verification step if prompted.
Forgot Username or Password
- Use the recovery links beneath the sign-in form.
- Provide the identifying details requested, typically including your ZIP code and the last four digits of your Social Security number.
- Complete verification and set new credentials.
Common Problems
- “No Walmart card found”: expected. Look for a Quicksilver account instead.
- Account locked: repeated failed attempts lock access and it cannot be reset from the login page. Call the number on your statement.
- Page will not load: clear cache and cookies, try another browser, and switch off any VPN, which banking portals routinely block.
- Searching for a Walmart-branded login portal: there isn’t one for the old card any more. Capital One services the converted account; OnePay handles the new programme.
How to Pay the Balance
If you carried a balance across the conversion, it moved with the account and remains payable.
- Online: sign in at capitalone.com and use the payment option on your dashboard. Setting autopay to the full statement balance prevents both late fees and interest.
- By phone: use the number printed on the back of your card or on your statement.
- By mail: use the remittance address printed on your current statement. Do not reuse a Walmart-era payment address from an old bill or an old article — remittance addresses change when a programme moves, and a cheque sent to a retired address can be delayed or returned.
Watch for Scams Aimed at Confused Cardholders
A card programme that changed hands twice in two years is ideal cover for fraud, because cardholders genuinely do not know who services their account.
- Type addresses yourself. Reach capitalone.com from your own bookmark, and get the OnePay app from your device’s official app store — not from a link in an email, text or advertisement.
- “Your Walmart card is being replaced” messages deserve suspicion. That was a real event, which makes it a convenient story now.
- Never share a one-time passcode, your full card number or your password with someone who contacted you. Hang up and call the number on your statement.
- No legitimate lender collects by gift card, wire transfer or payment app. That single tell identifies a scam on its own.
- See our guides to safe online shopping and a package-tracking text scam for how convincing these have become.
Frequently Asked Questions
Who issues the Walmart credit card now?
Walmart’s current programme runs through OnePay with Synchrony Bank as issuer, on the Mastercard network. Capital One issued the previous cards until the partnership ended on 24 May 2024.
What happened to my Capital One Walmart card?
Eligible accounts were converted to the Capital One Quicksilver Mastercard on a rolling basis between September 2024 and early 2025. Sign in at capitalone.com and look for a Quicksilver account.
Where do I log in to my old Walmart credit card?
At capitalone.com. There is no separate Walmart-branded portal for the old card any more.
What happened to my Walmart rewards?
Rewards balances were transferred to the new card at one cent per point.
Did the conversion hurt my credit score?
It was treated as a product conversion rather than a new account, so it did not create a new hard inquiry, and account age and payment history carried over to the Quicksilver card.
Was the Walmart card a Visa or a Mastercard?
Mastercard. The Capital One Walmart Rewards Card ran on Mastercard, and the current OnePay programme does too.
Do I still owe the balance?
Yes. The balance moved with the converted account and remains payable to Capital One.
Conclusion
If you arrived here looking for a Walmart credit card login, the short version is that the card you remember no longer exists under that name. A Capital One Walmart card is now a Quicksilver account at capitalone.com, carrying your old history and rewards with it. A new Walmart card today is a OnePay product issued by Synchrony, managed in the OnePay app. Use the number on your own statement rather than one found in a search result, and be sceptical of anyone who contacts you about the change.
Managing other store cards? See our guides to the TJ Maxx credit card, the Old Navy credit card and the Gap credit card — the last two also changed issuer, which trips up cardholders in exactly the same way.
Not the card you were looking for? Our store credit card login guide lists the issuing bank, login portal and customer service number for twelve major store cards in one table.
